Don ' t Get Scammed: How to Protect Yourself

Posted by rumah andi Monday, September 14, 2009

Crack are thousands of unsuspecting individuals who prong up falling tourist to health insurance scams each tempo. Unauthorized insurers are ready to sell you health insurance disguise a low - cost premium and most persons would never presume that professional are fictitious insurance companies out adept waiting to pilfer your fund. Blot out since prevalent companies offering health insurance, how does one teach which ones are scams? The current trend of scams is on the rise due to the great figure of uninsured persons compared to the rising cost of prescription drugs. Cleverly put, persons are looking for the best deal. Practiced are ways to stack yourself unharmed from these con artists and still pay a reasonable premium.

Does a health insurance company seem to be offering a policy that is too good to be true? It could be. Victims of health insurance scams are usually those who go shopping around and find a great deal ( and then find that in an emergency they are without insurance ). There are no clear indicators of fraud unless you know what particular red flags to listen for during their sales pitch of their particular policy.

Con - artists are professionals at what they do because it ' s often how they make their entire living. They will have paperwork that looks identical to a real insurer and uphold everything that seems to be that of a genuine and legitimate agent. First, common scams include loopholes that make sure what they are selling is not actually insurance. This would mean it is a discount program of some sort. These scams may reach you by telephone, offering a discount to individuals who, for any reason, do not qualify for real insurance. Also be wary if an agent mentions their plan being " reinsured. " It is true that some legitimate insurance companies do have reinsurance to protect themselves, but it is never mentioned when trying to sell insurance to a customer.

Health insurance scams are not easily spotted - liars may be trying to take advantage of your ignorance. Therefore, it is important to know all you can about health insurance before purchasing a plan. If someone calls your home and tries to sell you a form of health care or health insurance, take what knowledge you have and ask as many questions as you can think of. Any indication that this may be a fake insurer should be taken to the state insurance regulators for investigation. You could be saving yourself and others from being a victim.


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